Going through Foreclosure in Torrance CA?
We’ll buy your property immediately.
- Strapped for cash? All you need is 6 weeks for us to help
- You don't have to worry about fees, closing costs, or commissions!
- Escape foreclosure, and keep the money from our offer
How We Protect You From Foreclosure
How We Do It
1. Let's Get To Know Each Other
We need to gather some details and understand your whole situation before we start working for you. The time you have left is very precious, so we need to focus on helping you. We’ll need your contact details, and your property address so we can start working for you. From there, expect a phone call within the business day or the next 24 hours. All you need to do is enter your information at the top of this page, or at the bottom. Give us a call at (657) 206-0121 if you want to speak to us sooner.
2. Our Cash Offer For Your Property
After our conversation about your foreclosure and what it will take for us to help you, all we need to do is create a cash offer for your home. We guarantee that your offer will cover the cost of your home’s foreclosure, to free you and your family, with some additional funds in your pocket. All we need is 24-48 hours to create your offer, and you’ll be on the top of our list.
3. Saving Yourself From Foreclosure
If the offer makes sense to you and your family, then we’ll move forward with giving you cash for your Southern California home. You have finally saved yourself from the process of foreclosure, and you can relax with some money in hand.
Escaping From Foreclosure In Southern California
1. Sale Documenting
From accepting our offer for your home, we will be sending you a seller's document. You're racing against the clock now, and if you need any help with the paperwork, let us know and we'll come over. Look over it, and if you have any questions, make sure to call or text us.
2. Moving from Foreclosure to Escrow
After you have signed and returned your seller documents, make sure to look out for a call from our escrow company. They might have some more paperwork for you to sign and return - but it should be fairly easy.
3. Wonderful! You Have Beaten Foreclosure!
With all of your documents finished and returned back to us, you are now free from the pits of foreclosure! Make sure you pay off the bank before you start spending any money. You have two options now, to either get your money through wire transfer, or you can pick up a check.
See How We Stopped Foreclosure in Torrance For This Client
If you’re ever in a bind and are going through foreclosure, call Justin and Mike ASAP!! They helped me figure everything out and got my life back on track. They were polite, courteous and made sure that I knew everything was going on with my house. Their offer was great and helped me out of a really bad time in my life. Thanks again for the great help!
“You saved us… thank you so much!”
And we’ll save you too. It doesn’t matter how close you are to foreclosure, we’ll try to help you in any way possible. We’re here to help those who don’t have that many options left. In doing so, we’re giving homeowners a new life, and some extra cash to help them with their adventures.
We make it easy to sell your Southern California home - and in times of need, we’ll be there for you.
Foreclosure FAQ
How Long Does A Foreclosure Take In Torrance
Foreclosure takes different times within different counties. However, in Torrance it takes anywhere from 120 days at the minimum, to 200 days or more to conclude.
That means (sparingly), you have about 3 months to get yourself out of foreclosure should the process begin. That’s why we recommend that if you’re anywhere from 4-6 weeks away from foreclosure – we can help. Our process is fast and simple, but time is not your friend here.
Can I Sell My House to Avoid Foreclosure?
You sure can. However, it takes an average of 3 to 6 months to get your home sold on the MLS within Southern California. On top of that, you need to spend money to stage, market, and you will have to give a 6% commission to your real estate agents after your home is sold. Your home will also need to be in great condition, lest you pay for repairs to be done – which will also take away more money from your pocket.
There is only one true way to save yourself from foreclosure…
How to Stop Foreclosure in Torrance
The one true way you can save yourself from foreclosure is by working with an all-cash buyer – like us! The reason being, we don’t need the home to be repaired, renovated, and we don’t have any commissions.
We’ll pay for your home directly, so you can pay off the bank, and if there is additional money in our offer – you’ll be walking away debt-free and with additional cash in hand.
We can close in as little as 4 weeks, more than enough time for you to get out of foreclosure, as long as you prepare correctly.
Short Sale vs Foreclosure
Here are some differences between a Short Sale vs Foreclosure:
Short Sales are voluntary, and they require approval from the lender. A short sale is when a distressed homeowner sells their property for less than the amount due on their mortgage. From there, you will need a buyer (a third party) who can buy the home, and then all of the proceeds will go to the lender/bank.
From there, the bank/lender can either forgive the remaining balance left on the mortgage, or the bank/lender can place the former homeowner through deficiency judgement, which will require the former homeowner to pay the lender all or part of the difference.
In essence, short sales aren’t half bad. But the bank doesn’t necessarily need to forgive you. Either way, by selling to an all-cash home buyer, we will work our hardest to get you the money to pay off the entirety of the loan, with some extra cash if our offer allows for it. This means that you can get out of the foreclosure process with more money in hand, and you won’t have to deal with the lender again.
Foreclosures are involuntary, and the lender takes legal action upon you to take control of your property, and then sell it. If you get foreclosed upon and it finishes the process, you will then have an immediate effect upon your credit score and your borrowing capabilities for the next seven years.
You have to escape foreclosure – because if the process fully goes through, you’ll be in deep water for almost a whole decade.
Let us help you get to the sunny side of Southern California, by giving you the money you need to get out of foreclosure, and to restart your life.
Click below to contact us, and fill out some information so we can help you.
