Going through Foreclosure in Santa Barbara County CA?
We’ll buy your property immediately.
What It Takes To Save You From Foreclosure
1. We Need The Details
We’ll start working with you once we understand the situation It’s all about the remaining time you have until foreclosure. Please enter your property address and contact details. When you’re finished with that, you should receive a phone call from us within the next 24 hours. You can enter your information at the top of the page or down below. Can’t wait? Give us a call at (657) 206-0121.
2. Crafting Your Cash Offer
Once we have gathered all the details and we have formulated what it takes to help you and your family, all that is left is to create your cash offer. We’ll guarantee that it covers the cost of your foreclosure, and it may have some additional funds for you to pocket. Give us 24 to 48 hours to make your all-cash offer, and we’ll be making sure you’re taken care of first.
3. Beating Foreclosure
If our offer makes sense, then we can move forward with giving you cash for your SoCal home. You’ll be able to get you and your family out
of the process of foreclosure, and we’ll handle everything that comes after.
Escaping From Foreclosure In Southern California
1. Documentation of Sale
After you have accepted our offer, we'll be sending you a seller's document. You're racing against the clock now, and if you need any help with the paperwork, let us know and we'll come over. Look over the seller documents with your family, and if you need any help, call us immediately.
2. Moving from Foreclosure to Escrow
When you have finished signing and returning your seller documents, our escrow company will contact you with a phone call. Our escrow company may have some more paperwork for you to sign and return, but it will be fairly easy documents for you to understand.
3. Wonderful! You Have Beaten Foreclosure!
With all of your documents finished and returned back to us, you are now free from the pits of foreclosure! Please make sure you pay off the bank loan before you start spending any of the money! You will receive your funds either through wire transfer or by picking up a check - either choice is fine with us!
See How We Stopped Foreclosure in Santa Barbara County For This Client
“You saved us… thank you so much!”
And we’ll save you too. It doesn’t matter how close you are to foreclosure, we’ll try to help you in any way possible. We’re here to help those who don’t have that many options left. In doing so, we’re giving homeowners a new life, and some extra cash to help them with their adventures.
We make it easy to sell your Southern California home - and in times of need, we’ll be there for you.
How Long Does A Foreclosure Take In Santa Barbara County
Foreclosure takes different times within different counties. However, in Santa Barbara County it takes anywhere from 120 days at the minimum, to 200 days or more to conclude.
That means (sparingly), you have about 3 months to get yourself out of foreclosure should the process begin. That’s why we recommend that if you’re anywhere from 4-6 weeks away from foreclosure – we can help. Our process is fast and simple, but time is not your friend here.
Can I Sell My House to Avoid Foreclosure?
You sure can. However, it takes an average of 3 to 6 months to get your home sold on the MLS within Southern California. On top of that, you need to spend money to stage, market, and you will have to give a 6% commission to your real estate agents after your home is sold. Your home will also need to be in great condition, lest you pay for repairs to be done – which will also take away more money from your pocket.
There is only one true way to save yourself from foreclosure…
How to Stop Foreclosure in Santa Barbara County
The one true way you can save yourself from foreclosure is by working with an all-cash buyer – like us! The reason being, we don’t need the home to be repaired, renovated, and we don’t have any commissions.
We’ll pay for your home directly, so you can pay off the bank, and if there is additional money in our offer – you’ll be walking away debt-free and with additional cash in hand.
We can close in as little as 4 weeks, more than enough time for you to get out of foreclosure, as long as you prepare correctly.
Short Sale vs Foreclosure
Here are some differences between a Short Sale vs Foreclosure:
Short Sales are voluntary, and they require approval from the lender. A short sale is when a distressed homeowner sells their property for less than the amount due on their mortgage. From there, you will need a buyer (a third party) who can buy the home, and then all of the proceeds will go to the lender/bank.
From there, the bank/lender can either forgive the remaining balance left on the mortgage, or the bank/lender can place the former homeowner through deficiency judgement, which will require the former homeowner to pay the lender all or part of the difference.
In essence, short sales aren’t half bad. But the bank doesn’t necessarily need to forgive you. Either way, by selling to an all-cash home buyer, we will work our hardest to get you the money to pay off the entirety of the loan, with some extra cash if our offer allows for it. This means that you can get out of the foreclosure process with more money in hand, and you won’t have to deal with the lender again.
Foreclosures are involuntary, and the lender takes legal action upon you to take control of your property, and then sell it. If you get foreclosed upon and it finishes the process, you will then have an immediate effect upon your credit score and your borrowing capabilities for the next seven years.
You have to escape foreclosure – because if the process fully goes through, you’ll be in deep water for almost a whole decade.
Let us help you get to the sunny side of Southern California, by giving you the money you need to get out of foreclosure, and to restart your life.
Click below to contact us, and fill out some information so we can help you.