Going through Foreclosure in Rancho Santa Margarita CA?
We’ll buy your property immediately.
How We Save You From Foreclosure
1. What Is Your Situation?
It all begins with a simple conversation, so we can understand your situation. You have a limited amount of time before foreclosure, so we need to start working immediately. We’ll need your contact details, and your property address so we can start working for you. From there, expect a phone call within the business day or the next 24 hours. Place your information in
the forms at the top or bottom of this page, and if you would like – give us a call directly at (657) 206-0121.
2. Crafting Your Cash Offer
After we have had a long discussion about your situation and what it takes to help you, all we need to do is create a proposal and a cash offer for your home. We’ll guarantee that it covers the cost of your foreclosure, and it may have some additional funds for you to pocket. All we need is 24-48 hours to create your offer, and you’ll be on the top of our list.
3. Saving Yourself From Foreclosure
If the offer we’ve made for your property makes sense to you, then we can move forward with giving you cash for your home. You have done it – you have finally gotten you and your family out of foreclosure. We’ll handle everything that comes after.
Saving You and Your Family From Foreclosure
1. Sale Documenting
After you have finished accepting the offer, you will receive a seller's document. You're racing against the clock now, and if you need any help with the paperwork, let us know and we'll come over. Please read over the documents carefully, and if you need any additional help, we're a simple call or text away.
2. Goodbye Foreclosure, Hello Escrow!
Now that your seller documents have been signed and returned to us, you will be receiving a call from our escrow company. They may or may not have some extra paperwork for you to sign and return before they can give you the cash.
3. You Did It!
After all the documentation is finished and returned to us, you have now officially saved yourself from foreclosure! Just make sure you pay the bank off before you spend the money. You will be receiving your funds via wire transfer, or you can pick up your check.
See How We Stopped Foreclosure in Rancho Santa Margarita For This Client
“You saved us… thank you so much!”
And we’ll save you too. It doesn’t matter how close you are to foreclosure, we’ll try to help you in any way possible. We’re here to help those who don’t have that many options left. In doing so, we’re giving homeowners a new life, and some extra cash to help them with their adventures.
We make it easy to sell your Southern California home - and in times of need, we’ll be there for you.
How Long Does A Foreclosure Take In Rancho Santa Margarita
Foreclosure takes different times within different counties. However, in Rancho Santa Margarita it takes anywhere from 120 days at the minimum, to 200 days or more to conclude.
That means (sparingly), you have about 3 months to get yourself out of foreclosure should the process begin. That’s why we recommend that if you’re anywhere from 4-6 weeks away from foreclosure – we can help. Our process is fast and simple, but time is not your friend here.
Can I Sell My House to Avoid Foreclosure?
You sure can. However, it takes an average of 3 to 6 months to get your home sold on the MLS within Southern California. On top of that, you need to spend money to stage, market, and you will have to give a 6% commission to your real estate agents after your home is sold. Your home will also need to be in great condition, lest you pay for repairs to be done – which will also take away more money from your pocket.
There is only one true way to save yourself from foreclosure…
How to Stop Foreclosure in Rancho Santa Margarita
The one true way you can save yourself from foreclosure is by working with an all-cash buyer – like us! The reason being, we don’t need the home to be repaired, renovated, and we don’t have any commissions.
We’ll pay for your home directly, so you can pay off the bank, and if there is additional money in our offer – you’ll be walking away debt-free and with additional cash in hand.
We can close in as little as 4 weeks, more than enough time for you to get out of foreclosure, as long as you prepare correctly.
Short Sale vs Foreclosure
Here are some differences between a Short Sale vs Foreclosure:
Short Sales are voluntary, and they require approval from the lender. A short sale is when a distressed homeowner sells their property for less than the amount due on their mortgage. From there, you will need a buyer (a third party) who can buy the home, and then all of the proceeds will go to the lender/bank.
From there, the bank/lender can either forgive the remaining balance left on the mortgage, or the bank/lender can place the former homeowner through deficiency judgement, which will require the former homeowner to pay the lender all or part of the difference.
In essence, short sales aren’t half bad. But the bank doesn’t necessarily need to forgive you. Either way, by selling to an all-cash home buyer, we will work our hardest to get you the money to pay off the entirety of the loan, with some extra cash if our offer allows for it. This means that you can get out of the foreclosure process with more money in hand, and you won’t have to deal with the lender again.
Foreclosures are involuntary, and the lender takes legal action upon you to take control of your property, and then sell it. If you get foreclosed upon and it finishes the process, you will then have an immediate effect upon your credit score and your borrowing capabilities for the next seven years.
You have to escape foreclosure – because if the process fully goes through, you’ll be in deep water for almost a whole decade.
Let us help you get to the sunny side of Southern California, by giving you the money you need to get out of foreclosure, and to restart your life.
Click below to contact us, and fill out some information so we can help you.