Going through Foreclosure in Oceanside CA?
We’ll buy your property immediately.
Saving You From Foreclosure
1. Understanding Your Situation
We can start working for you when we can both sit down and have a call, to understand the situation. The time you have until the foreclosure is the only time we can work with, so we need to start immediately. We’ll need your contact details, and your property address so we can start working for you. When you’re finished with that, you should receive a phone call from us within the next 24 hours. All you need to do is enter your information at the top of this page, or at the bottom. Give us a call at (657) 206-0121 if you want to speak to us sooner.
2. The Cash Offer For Your Home
Once we have gathered all the details and we have formulated what it takes to help you and your family, all that is left is to create your cash offer. We’ll guarantee that it covers the cost of your foreclosure, and it may have some additional funds for you to pocket. Just give us 24-48 hours to create it, and don’t worry – you’ll be at the top of our list.
3. Saving Yourself From Foreclosure
Once you say “yes” to our offer, we can officially move forward with you, and we can begin the process of giving you money for your SoCal property. You have finally saved yourself from the process of foreclosure, and you can relax with some money in hand.
Saving You and Your Family From Foreclosure
1. Sale Documents
After you have accepted our offer, we'll be sending you a seller's document. Time is precious, so if you have any trouble with the paperwork, call us and we'll come over to help you. Look over the seller documents carefully, and if you need help - call or text us at any time.
2. So Long Foreclosure, Welcome to Escrow!
By the time we get your seller documents back signed, our escrow company will then contact you. They might have some more documents for you to sign and return.
After all the documentation is finished and returned to us, you have now officially saved yourself from foreclosure! Just make sure you pay the bank off before you spend the money. You'll be getting your money through wire transfer, or if you can pick up a check.
See How We Stopped Foreclosure in Oceanside For This Client
“You saved us… thank you so much!”
And we’ll save you too. It doesn’t matter how close you are to foreclosure, we’ll try to help you in any way possible. We’re here to help those who don’t have that many options left. In doing so, we’re giving homeowners a new life, and some extra cash to help them with their adventures.
We make it easy to sell your Southern California home - and in times of need, we’ll be there for you.
How Long Does A Foreclosure Take In Oceanside
Foreclosure takes different times within different counties. However, in Oceanside it takes anywhere from 120 days at the minimum, to 200 days or more to conclude.
That means (sparingly), you have about 3 months to get yourself out of foreclosure should the process begin. That’s why we recommend that if you’re anywhere from 4-6 weeks away from foreclosure – we can help. Our process is fast and simple, but time is not your friend here.
Can I Sell My House to Avoid Foreclosure?
You sure can. However, it takes an average of 3 to 6 months to get your home sold on the MLS within Southern California. On top of that, you need to spend money to stage, market, and you will have to give a 6% commission to your real estate agents after your home is sold. Your home will also need to be in great condition, lest you pay for repairs to be done – which will also take away more money from your pocket.
There is only one true way to save yourself from foreclosure…
How to Stop Foreclosure in Oceanside
The one true way you can save yourself from foreclosure is by working with an all-cash buyer – like us! The reason being, we don’t need the home to be repaired, renovated, and we don’t have any commissions.
We’ll pay for your home directly, so you can pay off the bank, and if there is additional money in our offer – you’ll be walking away debt-free and with additional cash in hand.
We can close in as little as 4 weeks, more than enough time for you to get out of foreclosure, as long as you prepare correctly.
Short Sale vs Foreclosure
Here are some differences between a Short Sale vs Foreclosure:
Short Sales are voluntary, and they require approval from the lender. A short sale is when a distressed homeowner sells their property for less than the amount due on their mortgage. From there, you will need a buyer (a third party) who can buy the home, and then all of the proceeds will go to the lender/bank.
From there, the bank/lender can either forgive the remaining balance left on the mortgage, or the bank/lender can place the former homeowner through deficiency judgement, which will require the former homeowner to pay the lender all or part of the difference.
In essence, short sales aren’t half bad. But the bank doesn’t necessarily need to forgive you. Either way, by selling to an all-cash home buyer, we will work our hardest to get you the money to pay off the entirety of the loan, with some extra cash if our offer allows for it. This means that you can get out of the foreclosure process with more money in hand, and you won’t have to deal with the lender again.
Foreclosures are involuntary, and the lender takes legal action upon you to take control of your property, and then sell it. If you get foreclosed upon and it finishes the process, you will then have an immediate effect upon your credit score and your borrowing capabilities for the next seven years.
You have to escape foreclosure – because if the process fully goes through, you’ll be in deep water for almost a whole decade.
Let us help you get to the sunny side of Southern California, by giving you the money you need to get out of foreclosure, and to restart your life.
Click below to contact us, and fill out some information so we can help you.