Going through Foreclosure in Laguna Niguel CA?
We’ll buy your property immediately.
Saving You From Foreclosure
1. Let's Get To Know Each Other
Foreclosure is a hard, grueling creature to beat, so we need all the information you can give us. You have a limited amount of time before foreclosure, so we need to start working immediately. Enter your property address and contact details. You should expect a phone call within the next 24 hours after you have finished filling in the details. Simply put your information into
our contact forms at the top or bottom of this page, and you can give us a call at (657) 206-0121.
2. Our Cash Offer For Your Property
After we have had a long discussion about your situation and what it takes to help you, all we need to do is create a proposal and a cash offer for your home. We guarantee that your offer will cover the cost of your home’s foreclosure, to free you and your family, with some additional funds in your pocket. Just give us 24-48 hours to create it, and don’t worry – you’ll be at the top of our list.
3. Beating Foreclosure
If the offer we’ve made for your property makes sense to you, then we can move forward with giving you cash for your home. You have finally saved yourself from the process of foreclosure, and you can relax with some money in hand.
Rescuing You From Foreclosure In Southern California
1. Sale Documenting
You should expect a seller's document to arrive at your home after you have accepted our offer. You should know by now that time is against you, so if you need any help with the paperwork, call us and we'll be right over. Read over the paperwork carefully, and if you need any help, you can reach us via call, email, or text.
2. Moving from Foreclosure to Escrow
After you have signed and returned your seller documents, make sure to look out for a call from our escrow company. They might have some more paperwork for you to sign and return - but it should be fairly easy.
3. Wonderful! You Have Beaten Foreclosure!
With all of your documents finished and returned back to us, you are now free from the pits of foreclosure! Just make sure you pay the bank off before you spend the money. You'll be getting your money through wire transfer, or if you can pick up a check.
See How We Stopped Foreclosure in Laguna Niguel For This Client
“You saved us… thank you so much!”
And we’ll save you too. It doesn’t matter how close you are to foreclosure, we’ll try to help you in any way possible. We’re here to help those who don’t have that many options left. In doing so, we’re giving homeowners a new life, and some extra cash to help them with their adventures.
We make it easy to sell your Southern California home - and in times of need, we’ll be there for you.
How Long Does A Foreclosure Take In Laguna Niguel
Foreclosure takes different times within different counties. However, in Laguna Niguel it takes anywhere from 120 days at the minimum, to 200 days or more to conclude.
That means (sparingly), you have about 3 months to get yourself out of foreclosure should the process begin. That’s why we recommend that if you’re anywhere from 4-6 weeks away from foreclosure – we can help. Our process is fast and simple, but time is not your friend here.
Can I Sell My House to Avoid Foreclosure?
You sure can. However, it takes an average of 3 to 6 months to get your home sold on the MLS within Southern California. On top of that, you need to spend money to stage, market, and you will have to give a 6% commission to your real estate agents after your home is sold. Your home will also need to be in great condition, lest you pay for repairs to be done – which will also take away more money from your pocket.
There is only one true way to save yourself from foreclosure…
How to Stop Foreclosure in Laguna Niguel
The one true way you can save yourself from foreclosure is by working with an all-cash buyer – like us! The reason being, we don’t need the home to be repaired, renovated, and we don’t have any commissions.
We’ll pay for your home directly, so you can pay off the bank, and if there is additional money in our offer – you’ll be walking away debt-free and with additional cash in hand.
We can close in as little as 4 weeks, more than enough time for you to get out of foreclosure, as long as you prepare correctly.
Short Sale vs Foreclosure
Here are some differences between a Short Sale vs Foreclosure:
Short Sales are voluntary, and they require approval from the lender. A short sale is when a distressed homeowner sells their property for less than the amount due on their mortgage. From there, you will need a buyer (a third party) who can buy the home, and then all of the proceeds will go to the lender/bank.
From there, the bank/lender can either forgive the remaining balance left on the mortgage, or the bank/lender can place the former homeowner through deficiency judgement, which will require the former homeowner to pay the lender all or part of the difference.
In essence, short sales aren’t half bad. But the bank doesn’t necessarily need to forgive you. Either way, by selling to an all-cash home buyer, we will work our hardest to get you the money to pay off the entirety of the loan, with some extra cash if our offer allows for it. This means that you can get out of the foreclosure process with more money in hand, and you won’t have to deal with the lender again.
Foreclosures are involuntary, and the lender takes legal action upon you to take control of your property, and then sell it. If you get foreclosed upon and it finishes the process, you will then have an immediate effect upon your credit score and your borrowing capabilities for the next seven years.
You have to escape foreclosure – because if the process fully goes through, you’ll be in deep water for almost a whole decade.
Let us help you get to the sunny side of Southern California, by giving you the money you need to get out of foreclosure, and to restart your life.
Click below to contact us, and fill out some information so we can help you.