Going through Foreclosure in La Mesa CA?
We’ll buy your property immediately.
How We Protect You From Foreclosure
How It Works
1. Tell Us The Details
Foreclosure is a hard, grueling creature to beat, so we need all the information you can give us. The time you have until the foreclosure is the only time we can work with, so we need to start immediately. Please enter your property address and contact details. Expect a phone call from us within the next 24 hours, after you have finished filling in your information. Simply enter your information at the top of the page or below, or you can call us directly at (657) 206-0121.
2. The Cash Offer For Your Home
After we have figured out your situation, and we know what we need to do, all we need to accomplish is the creation of a cash offer for your SoCal property. The offer will cover the cost of your home’s foreclosure, and it might have some additional money in it for you as well. Give us 24 to 48 hours to make your all-cash offer, and we’ll be making sure you’re taken care of first.
3. Saving Yourself From Foreclosure
Once you say “yes” to our offer, we can officially move forward with you, and we can begin the process of giving you money for your SoCal property. Once everything is finalized, you have officially saved yourself and your family from foreclosure. You can celebrate with your family, and you can leave the clean-up to us.
Rescuing You From Foreclosure In Southern California
1. Documentation of the Sale
You should expect a seller's document to arrive at your home after you have accepted our offer. Time is precious, so if you have any trouble with the paperwork, call us and we'll come over to help you. Read over the paperwork carefully, and if you need any help, you can reach us via call, email, or text.
2. Goodbye Foreclosure, Hello Escrow!
Now that your seller documents have been signed and returned to us, you will be receiving a call from our escrow company. They may or may not have some extra paperwork for you to sign and return before they can give you the cash.
Now that all of the documentation has been signed and returnedâ€¦(drumroll please), you are now free from foreclosure! Make sure you pay off the bank before you start spending any money. You will receive your funds either through wire transfer or by picking up a check - either choice is fine with us!
See How We Stopped Foreclosure in La Mesa For This Client
“You saved us… thank you so much!”
And we’ll save you too. It doesn’t matter how close you are to foreclosure, we’ll try to help you in any way possible. We’re here to help those who don’t have that many options left. In doing so, we’re giving homeowners a new life, and some extra cash to help them with their adventures.
We make it easy to sell your Southern California home - and in times of need, we’ll be there for you.
How Long Does A Foreclosure Take In La Mesa
Foreclosure takes different times within different counties. However, in La Mesa it takes anywhere from 120 days at the minimum, to 200 days or more to conclude.
That means (sparingly), you have about 3 months to get yourself out of foreclosure should the process begin. That’s why we recommend that if you’re anywhere from 4-6 weeks away from foreclosure – we can help. Our process is fast and simple, but time is not your friend here.
Can I Sell My House to Avoid Foreclosure?
You sure can. However, it takes an average of 3 to 6 months to get your home sold on the MLS within Southern California. On top of that, you need to spend money to stage, market, and you will have to give a 6% commission to your real estate agents after your home is sold. Your home will also need to be in great condition, lest you pay for repairs to be done – which will also take away more money from your pocket.
There is only one true way to save yourself from foreclosure…
How to Stop Foreclosure in La Mesa
The one true way you can save yourself from foreclosure is by working with an all-cash buyer – like us! The reason being, we don’t need the home to be repaired, renovated, and we don’t have any commissions.
We’ll pay for your home directly, so you can pay off the bank, and if there is additional money in our offer – you’ll be walking away debt-free and with additional cash in hand.
We can close in as little as 4 weeks, more than enough time for you to get out of foreclosure, as long as you prepare correctly.
Short Sale vs Foreclosure
Here are some differences between a Short Sale vs Foreclosure:
Short Sales are voluntary, and they require approval from the lender. A short sale is when a distressed homeowner sells their property for less than the amount due on their mortgage. From there, you will need a buyer (a third party) who can buy the home, and then all of the proceeds will go to the lender/bank.
From there, the bank/lender can either forgive the remaining balance left on the mortgage, or the bank/lender can place the former homeowner through deficiency judgement, which will require the former homeowner to pay the lender all or part of the difference.
In essence, short sales aren’t half bad. But the bank doesn’t necessarily need to forgive you. Either way, by selling to an all-cash home buyer, we will work our hardest to get you the money to pay off the entirety of the loan, with some extra cash if our offer allows for it. This means that you can get out of the foreclosure process with more money in hand, and you won’t have to deal with the lender again.
Foreclosures are involuntary, and the lender takes legal action upon you to take control of your property, and then sell it. If you get foreclosed upon and it finishes the process, you will then have an immediate effect upon your credit score and your borrowing capabilities for the next seven years.
You have to escape foreclosure – because if the process fully goes through, you’ll be in deep water for almost a whole decade.
Let us help you get to the sunny side of Southern California, by giving you the money you need to get out of foreclosure, and to restart your life.
Click below to contact us, and fill out some information so we can help you.